Real estate appraisal services for homeowners in the city of Mary Esther and Okaloosa County

Here are the top reasons Florida homeowners order from TrueValue I, Inc.:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To lower a mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a divorce in the state of Florida, where real estate property needs to be divided
  7. Determine the true market value of the real estate in question to settle an estate
Do you own a home in or near Mary Esther? Do you need help deciding the price of your real estate? Contact TrueValue I, Inc..

We at TrueValue I, Inc. understand the special needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at TrueValue I, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.

Challenge Okaloosa County's assessment of your property

If you live in an area that is going down or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. An appraisal from TrueValue I, Inc. is your number one weapon when challenging your property tax assessment.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping clients just like you rid yourselves of unnecessary PMI insurance.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be difficult and inconvenient from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from TrueValue I, Inc. can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for accuracy, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? TrueValue I, Inc. can help you with that. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.